The state of Florida is known for its sunshine and beaches. Unfortunately, many of us who inhabit this beautiful state know that navigating the roadways isn’t always smooth sailing. Florida consistently ranks among the worst in the country for traffic accidents and related injuries or deaths. Florida is a no-fault auto insurance state, which means that no matter who is at fault for an accident there can be compensation for injuries related to the accident. The state of Florida’s auto insurance laws are very different from most other states and with so many “snow birds” and tourists driving around, it can lead to some messy situations.

At lowercase, our team of experienced car accident attorneys work tirelessly to provide guidance to victims and recover compensation for damages related to motor vehicle accidents. If you or someone you know has been injured in a car accident, call lowercase today at 833-LOW-FEE5 (833-569-3335) to speak with one of our car accident attorneys and get guidance on the next steps.

Car accidents can be harrowing experiences. Even if there is no major injury, when someone is involved in a car accident they won’t soon forget it. The emotions and distress caused by even a minor motor vehicle accident can make it hard to think clearly. Still, lowercase wants to help you make sure you are doing all the right things to protect yourself. While preserving your ability to seek compensation for your damages after the smoke clears.

Move your car to safety and follow these NEXT steps after you are involved in a car accident:

One of the things that makes Florida different from many states is the types of coverage that are mandated by law. Drivers of vehicles with four or more wheels are required to have two types of coverage included in their policy, Property Damage Liability (PDL) insurance as well as Personal Injury Protection (PIP) insurance:

Property Damage Liability (PDL) Insurance – This simply covers any damage you cause to someone else’s property while driving your vehicle. If you accidentally back over someone’s bicycle or smash a bumper on their car, your PDL insurance will cover the required replacement or repairs.

Property Injury Protection (PIP) Insurance – Florida is one of ten states that have Personal Injury Protection Insurance. Commonly referred to as “No Fault” Coverage or “PIP” Coverage, in Florida PIP coverage is required to be purchased by all owners of motor vehicles registered within the state. PIP makes you or any individual responsible for their own injuries in the event of a car accident, regardless of fault. In Florida, everyone who owns a vehicle is required to carry a minimum of $10,000 in PIP coverage. However, depending on the severity of you or your loved ones’ injuries, you may only be entitled to up to $2,500 in PIP coverage.

When you are involved in a car accident, there are generally two options for receiving compensation.

• The first is to make a claim with your PIP Insurance, but you will be limited to the compensation limit on your policy.

• The second requires you to prove that you meet Florida’s serious/permanent injury threshold, this will then lead to filing a claim against the other driver’s auto insurance policy.

If your attorney can show that another driver was the cause of the accident and that the accident caused your serious injuries, you are entitled to compensation.  At lowercase, your attorney will work with you to demonstrate the maximum value of your damages to the insurance company, putting you in a strong position to negotiate your claim or take your case to trial. Some factors that will affect your potential damages:

• Ambulance costs
• Emergency Room Visit
• Treatment
• Outpatient Care or Rehabilitation
• Additional or Ongoing Care
• Prescriptions and Medical Equipment
• Vehicle Repairs
• Lost Wages
• Rental Car Costs
• Pain and Suffering
• Other Associated Expenses

As an accident victim, you should be able to focus on your health and recovery. Let a lowercase car accident attorney focus on getting you the compensation you deserve, as you recover from your injuries.

An experienced attorney can help you navigate the process of filing your claim after a car accident, and get you on your way towards recovery and compensation. Regardless of whether the accident is major or minor, it is important to seek legal counsel to help you navigate the process with insurance companies, whether making sure you receive your PIP benefits or negotiating a settlement with the at-fault driver’s auto insurance company.

According to Florida state statute 95.11(3), under the statute of limitations for personal injury cases, you have up to four years from the date of your accident to file a lawsuit. If you miss this deadline by even one day, you are no longer able to file suit. This statute provides ample time to follow the aforementioned steps to collect all relevant information and reports to bring forth the strongest case for compensation. However, it is important that victims begin the process as soon as they are able to. An experienced car accident lawyer can help you maximize your claim and work towards recovering your compensation as soon as possible.

A lowercase car accident attorney will provide you with legal guidance and work towards recovering the compensation you deserve for your accident. Call us today at 833-LOW-FEE5 (833-569-3335).